Student Organizations
Only sponsored or registered student organizations are covered under Loyola University Chicago’s insurance policy in the event of a claim. The nature and type of claim would determine actual coverage. If your student organization is working with a contracted external party it is expected you work with SAGA to arrange for “additional insured” coverage so a certificate of insurance evidencing their insurance coverage can be provided.  *Social Sororities and Fraternities see SFL Information section for additional insurance expectations.

Individual Students
Students are covered under the University’s General Liability policy so long as they are acting at the discretion of, complying with the policies and procedures governing conduct at, or performing services primarily for or on behalf of Loyola University Chicago.

Student Organization Advisors
Advisors are covered under the University’s General Liability policy so long as they are acting at the direction of the University. They must be performing services on behalf and with the express direction of Loyola University Chicago to be covered.