Loyola University Chicago

Office of the Bursar

Health Insurance

Loyola’s student health insurance provider is United Healthcare Student Resources. Students may visit the plan website at www.uhcsr.com/luc to view a full plan description, plan benefits, exclusions, limitations, and terms of coverage

2023–2024 Rates & Terms of Coverage

  • Annual: August 1, 2023–July 31, 2024
  • Spring: January 1, 2024–July 31, 2024
  • Summer: May 1, 2024–July 31, 2024
 Annual (Fall)SpringSummer
Student $3,684 $2,144 $926
Spouse/Domestic Partner $3,684 $2,144 $926
One Child $3,684 $2,144 $926
Two or more Children $7,368 $4,288 $1,852
Spouse and 2 ore more Children $11,052 $6,432 $2,778

Eligibility Requirements

Loyola University Chicago’s Board of Trustees requires that all undergraduate students enrolled for 12 or more credit hours, all graduate and professional students enrolled for 8 or more credit hours or students registered for Thesis or Dissertation Supervision at the start of the Fall and Spring terms have health care insurance.

All students meeting the above eligibility requirements will automatically be billed for the Student Health Insurance by the University on their student account and enrolled in the plan, if a waiver is not submitted before the deadline date.

In the event that a student does not meet the eligibility requirements to be automatically billed by the University for Loyola’s Student Health Insurance, but is enrolled in six or more credit hours and would like to purchase coverage, he or she can do so by visiting United Healthcare Student Resources website at www.uhcsr.com/luc.

Coverage Options

Note: Parents/Guests who have been granted access rights, are able to waive out of or fast track into Loyola’s insurance plan on behalf of the student.

Waive Out of Loyola's Student Health Insurance:

If you have your own insurance already or are covered under your parent’s plan, you may waive out of Loyola’s Student Health Insurance by providing proof of other coverage.

  1. Log into LOCUS and select “Financial Account,” then “Student Health Insurance.”
  2. Select the “Waive out” button and submit your insurance information.
  3. The insurance fee will be credited to your student account within 48 hours. Please check the "Account Summary by Term" screen under "Financial Account" in LOCUS to see this credit.

Fall Waiver deadline: October 1, 2023

Spring Waiver deadline: February 28, 2024

View our LOCUS tutorial.

Fast-Track Into Loyola's Student Health Insurance

If you want to enroll in Loyola’s Health Insurance and already have the insurance charge on your student account, it is highly recommended that you take the following action:

  1. Log into LOCUS and select “Financial Account”
  2. Select “Student Health Insurance”
  3. Click on the “Fast Track” button and follow the prompts

Fast Tracking confirms that you have accepted Loyola’s student health insurance coverage, activates your enrollment into the plan, and allows an insurance card to be generated within 7–10 business days.

In an effort to go green, insurance cards will not automatically be mailed. Go to www.uhcsr.com/luc in order to "Create an Account" and retrieve your insurance card.

Purchase Supplemental Insurance Coverage:

You may purchase supplemental coverage to add your spouse, domestic partner or child(ren) to your insurance plan by paying and enrolling directly with United Healthcare by completing the enrollment form at www.uhcsr.com/luc.

For information about Student Dental Insurance, click here.

Important Information

United Healthcare Student Resources (UHCSR) has reported to Loyola that a data breach in the MOVEit software utility used by UHCSH in providing third-party services to Loyola may have resulted in the unauthorized exposure of certain personal data of certain Loyola students. Click here for more information from Loyola ITS.