Loyola University Chicago

Human Resources

Dental Insurance FAQs

You may choose from two dental plan options: Delta Dental (a dental PPO plan) or Guardian/First Commonwealth (a managed-care dental plan):
 
Delta Dental PPO Guardian/First Commonwealth (DHMO)
Through the Delta Dental PPO Plan, you choose the dentist of your choice.  Guardian/First Commonwealth is a dental managed care plan (DHMO) with its own network of dentists. Effective January 1, 2018, Guardian/First Commonwealth’s dental network will be expanding to Northwest Indiana.

To access the PPO Provider list, and to select a dental provider, please call (800) 323-1743 or visit the Delta Dental of Illinois’ website: www.deltadentalil.com.

*There are different levels of coverage based on the PPO network.

Under this plan it is not necessary for you and your family to use the same dentist, but each dentist must be a member of the Guardian/First Commonwealth network. At the time of enrollment, you must decide which dental providers you and your family will use. An up-to-date list of the names and locations of participating dental providers may be found at www.guardiananytime.com. Note: In-network providers are only located in the state of Illinois, and the plan does not offer out-of-network benefits.

*If you decide to change your dentist you must first call Guardian/First Commonwealth at (866) 494-4542.

 
Additional information about pricing can be found in the Benefits Booklet on pages 22 - 23.

Effective January 1, 2018, Guardian/First Commonwealth’s dental network will be expanding to Northwest Indiana. Guardian DHMO planholders and covered persons can receive a discounts on certain services and products from various companies: 

  • Office Max
  • Dell Computers
  • Epic Hearing Care
  • 1-800 Flowers

When you reach out to a company, please inquire as to which products are discount eligible. Guardian reserves the right to discontinue.