Loyola University Chicago

Human Resources

Vision Insurance FAQs

You may choose from two vision plan options: Vision Service Plan (VSP) or Davis Vision via Blue Cross Blue Shield Illinois: 

With this plan, you may use any provider, but you will receive a higher level of benefits if you choose a VSP network provider, and you won’t have to file claims. If you choose an out-of-network provider, you pay the provider, and file a claim with VSP for reimbursement.
If you are enrolled in the Loyola Advantage PPO plan, you have coverage for annual eye exams through a Blue Cross Blue Shield IL PPO provider, Davis Vision.
VSP offers discounts on PRK, LASIK and Custom LASIK surgeries through many of the nation’s finest laser surgery facilities and doctors. Additional plan features include the following:
  • You can receive 20% savings on additional pairs of prescription glasses and sunglasses purchased from any VSP doctor within 12 months of your last eye exam.
  • You will also save up to 30% on lens extras such as scratch-resistant and anti-reflective coatings, and progressives.
  • If your eye doctor visit includes a contact lens exam, there will be a copay of up to $60 of the contact lens exam (separate from eye exam copay).
  • Current soft contact lens wearers may qualify for a special contact lens program that includes an evaluation and an initial supply of replacement lenses. Ask your VSP doctor or visit www.vsp.com.
  • VSP has added more retail chain providers such as Costco and Visionworks to give you more service options and locations from which to choose.
To learn more or to find a VSP network doctor, call VSP Member Services at (800) 877-7195 or go to www.vsp.com.
You can receive discounts on vision hardware through a Blue Cross Blue Shield IL partnership with Davis Vision.

Additional information about pricing can be found in the Benefits Booklet on page 24.

If you enroll in the VSP plan, and if your optometrist or ophthalmologist is a Davis Vision provider, or if you use a Davis Vision provider for products and services, present your Blue Cross Blue Shield Illinois (BCBSIL) ID card to compare discounts on frames, lenses, and contact lenses to determine which plan offers the better value.
  • Davis Vision discounts are available only at Davis Vision providers.