Loyola University Chicago

Human Resources

Open Enrollment 2018

Loyola's annual Open Enrollment, which includes the HealthDays Benefit Fairs, is your opportunity to re-visit your current benefit elections, learn about new and existing benefits, and become informed about changes to our plans.
  • Open Enrollment will take place November 1– 22, 2017.
  • This is your annual opportunity to make changes to your benefits that will take effect January 1, 2018.
  • Review the 2018 Benefits Highlights Booklet.
What's New For 2018?
  • Wellness Incentive: Beginning January 1, 2018, medical plan participants, including covered spouses/legally domiciled adults, will be required to participate in the biometric screening and complete the Health Power Assessment in order to receive a $50-per-month health insurance premium reduction.
    • For full details on this incentive, along with other important updates, please review the Flu Shots and Biometric Screenings information tab below.
  • Tobacco Premium: Beginning January 1, 2018, employees enrolled in the medical plan who have used tobacco products in the last three months, will incur a $50 per month charge on your medical premium.
    • For full details on this premium, please review the Tobacco Premium information tab below. Additionally, several advocacy programs and resources will continue to be available to support smoking cessation—leading to a healthier lifestyle.
  • The spousal/LDA premium for medical plan participants will increase from $50 to $100 per month. This means that if your spouse or legally domiciled adult has an option for health insurance coverage elsewhere, and still chooses to enroll in the LoyolaMedical Plan, you will incur an additional monthly premium of $100.
    • For full details on this premium, please review the Spouse/LDA Premium information tab below.
  • New Medical Plan Option: Beginning January 1, 2018, a second PPO medical plan through Blue Cross Blue Shield will be introduced. If you select this plan, you will pay less up front—with lower monthly premiums—but please be prepared to pay a higher deductible.
    • For full details, please review the Benefits Highlights Booklet.
  • Change to Prescription Drug Benefit: Beginning January 1, 2018, a new company will administer the prescription drug benefit that is part of our medical plan. Loyola has worked to minimize disruption for members, and employees are encouraged to review information provided in preparation for this change.
    • For full details, please review the Benefits Highlights Booklet.
  • New Benefits Counseling: Meet Alex, your new personalized benefits counselor. During Open Enrollment, Loyola will introduce a new online communication and decision-making tool named “Alex.” This tool will be available to help you better understand our competitive and comprehensive benefits. Alex will provide interactive assistance to help you determine which plans are the best fit for you and your family.
  • New Salary Tiers for Medical Premiums: Your monthly contributions will be based on one of three income levels: earnings up to $40,000, $40,001 to $120,000, and $120,001 and above.
  • Voluntary Accident and Critical Illness: Effective January 1, 2018 Loyola University Chicago will now offer Voluntary Accident and Critical Illness to all full-time benefits eligible faculty and staff. This coverage will be offered through Reliance Standard.  No one likes to talk about the possibility of an accident but in reality, accidents are unescapable. These coverages help bridge the financial deductible gap for when those situations occur. This coverage does not require you to answer medical questions.
  • Compare Costs for Cash Rewards: Beginning January 1, 2018,medical plan participants can earn cash back if you elect to use lower cost providers for most ancillary services. Contact a Benefits Value Advisor to help you compare costs on your next procedure and the cash reward may vary from $50 - $500 depending on the medical care  performed. Your rewards are subject to tax.
  • New Pet Insurance offering through Nationwide – My Pet Protection (MPP)
    • Enhanced program is exclusive and not offered to the general public, and provides one set price regardless of the pet’s age, 90% back on vet bills,  and an average savings of 40% over similar plans. Learn More.
Continued Benefit Incentives in 2018
Moving forward, we are continuing to offer a wellness premium rate reduction incentive to faculty and staff on the University’s medical insurance plan who complete a biometric screening and a health power assessment.
  • For full details on this incentive, along with other important updates, please review the Flu Shots and Biometric Screenings information listed below.
Questions?
The Human Resources benefits staff is available to assist you with your benefit-related questions. We are happy to assist you in making selections and/or changes throughout our annual Open Enrollment.
 
Revised: October 17, 2017 

Learn more about how to complete your annual open enrollment online using Employee Self Service.

Our annual Health Days Benefit Fairs are coming soon! The fairs will include flu shots (Lake Shore and Water Tower campuses only), biometric screenings, and vendor activities.
 
Lake Shore Campus 
October 30, 2017
Damen Student Center, 2nd floor 
MPR South 
  • Screenings and Flu Shots will take place from 7:30AM - 12:00PM
  • Flu shots available until 2:00 PM on October 30, 2017 (during the Benefits Fair)
  • No appointment necessary for a flu shot
Water Tower Campus 
October 19, 2017
Regents Hall - 16th Floor 
  • Screenings and Flu Shots will take place from 7:30AM - 12:00PM
  • Flu shots available until 2:00 PM on October 19, 2017 (during the Benefits Fair)
  • No appointment necessary for a flu shot

Health Sciences Division
October 24, 2017
Main Lobby

  • Screenings will take place from 7:30AM - 12:00PM
Checkout out the printer-friendly Information Session and Benefit Fair guide below to learn more about meeting dates, times, and locations:

Revised: August 16, 2017

Join Human Resources to learn more about new benefit plan offerings, changes to existing plans and to recieve a complete overview of the University’s current benefit offerings. Checkout out the printer friendly Information Session and Benefit Fair guide.

Revised: August 16, 2017

Checkout out the printer-friendly Wellness Screening Guide below to learn more about dates, times, and locations. No appointment necessary for a flu shot:
Biometric Screenings
As part of our wellness program for 2018, health plan participants receiving biometric screenings, and completing a Health Power Assessment, will receive a $50 per month reduction on their health insurance premiums. 
 
NEW for 2018
If your spouse or legally domiciled adult (LDA) is/will be covered on the Loyola medical plan in 2018, they will also need to complete the Biometric screening and Health Power Assessment in order for you to relieve the lower premium rate in 2018.
  • Both the employee and covered spouse/LDA must complete the screening in order to receive $50 per month reduction on your health insurance premium. 

Checkout out the printer friendly Wellness Screening Guide below to learn more about dates, times, and locations:

How to Receive a Reduced Health Insurance Premium
Faculty and staff who enroll in the University’s medical insurance can receive a $50 per month reduction in their health premium—an annual savings of $600 for the 2018 plan year. In order to receive this savings, both the the employee and covered spouse/LDA must participate in a biometric screening by November 22, 2017, which includes:
  • Lipid/chemistry profile blood draw
  • Blood pressure screening
  • Health Power Assessment (HPA), a confidential lifestyle questionnaire
Free biometrics screenings through Health Maintenance Institute are available at each campus during Health Days Benefit Fairs and other select days. However, if you miss as opportunity to receive your biometric screening on campus, employees and covered spouses or legally domiciled adults will have the option to have their screenings performed off-site at a conveniently located Quest Diagnostic lab, or they may submit biometric screening results taken in 2017 by their doctors or a certified facility.
 
As you complete the Biometric Screening and HPA requirements, HMI will notify you directly, and you will receive a copy of your test results of your Biometric Screening results in the mail.
  • Human Resources will verify your completion of the Biometric Screening requirements and Health Power Assessment with HMI, and your monthly premium will be decreased to reflect the wellness rate for the the 2018 calendar year.
 Learn more about how to complete the Biometric Screening and Health Power Assessment.
  
Biometric Screening Dates and Times
Our annual Health Days Benefit Fairs are coming soon! The fairs will include flu shots (Lake Shore and Water Tower campuses only), biometric screenings, and vendor activities.
 
Lake Shore Campus 
September 21/October 30/November 13 (2017)
Damen Student Center, 2nd floor 
MPR North & South 
  • Screenings and Flu Shots will take place from 7:30AM - 12:00PM
  • Flu shots available until 2:00 PM on October 30, 2017 (during the Benefits Fair)
  • No appointment necessary for a flu shot
Water Tower Campus 
September 27/October 19/November 17 (2017)
Regents Hall - 16th Floor 
  • Screenings and Flu Shots will take place from 7:30AM - 12:00PM
  • Flu shots available until 2:00 PM on October 19, 2017 (during the Benefits Fair)
  • No appointment necessary for a flu shot

Health Sciences Campus
September 22/October 24 (2017)
Cuneo Center, Room 150

  • Screenings will take place from 7:30am – 12:00pm

Checkout out the printer-friendly Information Session and Benefit Fair guide below to learn more about meeting dates, times, and locations:

Revised: August 16, 2017

Biometric Screening and Health Power Assessment (HPA) details.
 
Yes, faculty and staff members' spouse/LDA must create an HMI account in order to complete the Health Power Assessment, including uploading individual biometric results. 

Health Power Assessment
Complete the *Health Power Assessment (HPA), and choose the on-campus or off-campus screening option. To create an account, and complete the HPA questionnaire:
  • Please visit: www.myhmihealth.com
  • If you are a New User, please select “Register Account,” and complete the required fields
  • Your site code is L773
  • Don’t forget to complete the Health Power Assessment, it is required for the reduced health insurance premium
Learn more about how to:
  • Schedule an on-campus screening
  • Schedule an off-site screening or
  • Submit Biometric screening results taken in 2017 by your own doctor or certified facility
Once your spouse/LDA creates a free HMI account, they can setup an appointment for their free biometric screening through the *Health Maintenance Institute website. Biometric screenings are available at each campus during HealthDays fairs, and other select days.
 
Appointment
Make an appointment on line at www.myhmihealth.com, and also complete the HPA questionnaire. Once you are logged in, select “Schedule Appointments” located in the left-hand column:
  • Select a date from the list, then scroll down to the bottom of the list and select “View Available Times”
  • Select a time for your appointment, scroll to the bottom of the page and select “Continue.”
    • Confirm your appointment on the next screen
Fasting
Please remember to fast for 8 hours prior to your blood draw
 
Requirement
Please remember to complete the Health Power Assessment as it is required for the reduced health insurance premium.
 
*Please review Health Maintenance Institutes Privacy Notice and Informed Consent and Release of Liability (Onsite 2018) for any questions regarding privacy and use of the health data collected by Health Maintenance Institute (HMI).

Each faculty and staff member enrolled in the Loyola Medical Plan for 01/01/2018, will need to complete online annual open enrollment through Employee Self-Service, November 1- 22, to certify or re-certify your spousal premium attestation, and tobacco use premium attestation for 01/01/2018.

  • The $100 premium will be automatically assessed if you do not certify online through Employee-Self Service during annual  enrollment  November 1 - 22.
  • This certification must be renewed each year during annual open enrollment in order to receive the reduced medical premium.
  • Spousal/LDA Premium FAQs

NEW for 2018 - Reminder your covered spouse or LDA must complete the biometric screening and health power assessment in order for you to receive the wellness medical plan premium reduction - if they are covered on Loyola's medical  plan.

 
For faculty and staff that completed the Biometric Screening & Health Power Assessment, Tobacco Declaration and/or The Spousal/LDA Premium Waiver, your participation in all three programs will be verified after Open Enrollment has ended, and your premiums will be decreased to reflect the lower premium amount on your first paycheck in January. You will see this change under Benefits in Employee Self Service after January 1, 2018.
  • Please log into Employee Self Service to make sure your elections and deductions are correct in the new year.

Revised: August 16, 2017

Effective January 1, 2018, Loyola University Chicago will implement a $50 per month premium to all employees who regularly use tobacco products. The premium does not apply to covered spouses or dependents this year.  Several advocacy programs and resources will continue to be available to support smoking cessation—leading to a healthier lifestyle. See below Cessationn Resources. 
 
How to complete your Tobacco Premium Attestation
Each faculty and staff member enrolled in the Loyola Medical Plan for 01/01/2018, will need to complete online annual open enrollment through Employee Self-Service, November 1- 22, to certify or re-certify your spousal premium attestation, and tobacco use premium attestation for 01/01/2018.
  • The $50 premium will be automatically assessed if you do not certify online through Employee-Self Service during annual enrollment  November 1 - 22.
  • This certification must be renewed each year during annual open enrollment in order to receive the reduced medical premium.
Helpful Information
For faculty and staff that completed the Biometric Screening & Health Power Assessment, Tobacco Declaration and/or The Spousal/LDA Premium Waiver, your participation in all three programs will be verified after Open Enrollment has ended, and your premiums will be decreased to reflect the lower premium amount on your first paycheck in January. You will see this change under Benefits in Employee Self Service after January 1, 2018.
  • Please log into Employee Self Service to make sure your elections and deductions are correct in the new year.
 
Revised: August 16, 2017

Voluntary Supplemental Term Life Insurance Overview:

  • Coverage is available for employees, spouses and children.
    • If the employee elects spouse or child coverage, the employee must elect supplemental term life coverage for self.
    • Employees can elect supplemental coverage up to 5 times their annual salary.
    • Employees can elect spousalcoverage up to $100,000
      • Spouse cannot elect more coverage than the employee supplemental life election.
    • Employees can elect a $5,000 policy on dependent children from age 6 months to 26 years. Newborns and newly adopted children if enrolled within 31 days of arrival are covered at $1,000 through age 6 months.
    • Coverage is Portable. Your policy can be taken with you when you retire or leave employment.
  • Summaries


Evidence of Insurabilty

If you are electing supplemental term life outside your initial eligibility period or during open enrollment, evidence of insurability will be required for any new election or increase in employee or spouse supplemental life insurance.

Please direct questions about life insurance to Reliance Standard.

  • Customer Care Center at 800-351-7500 (8 a.m. - 7 p.m ET weekdays)
  • Our group plan number is GL 156761
Please login to Employee Self-Service to view your current (2017) benefit elections.