Annual Conference 2025
The Effectiveness of Bank Regulation and the Resulting Resiliency of the Financial System
Insights on Risk, Stability, and the Future of Finance
Join us for the third annual policy conference hosted by the George G. Kaufman Center for Financial Policy Studies at Loyola University Chicago. This event brings together leading researchers, policymakers, and financial industry executives to examine critical policy issues shaping the financial services sector. Discussions will explore the effectiveness of bank regulation, the evolving financial landscape, and strategies for ensuring a stable and resilient financial system.
Key themes
- The Complexity of Bank Regulation: Has increasing regulatory complexity improved financial stability?
- Industry Response to Regulation: How have banks adapted to new regulatory frameworks?
- Financial Inclusion and the Unbanked: Strategies to bring unbanked populations into mainstream banking.
- Non-Bank Financial Alternatives: The role of fintech, cryptocurrency, and payday lending.
Keynote Speaker
- Thomas M. Hoenig, Distinguished Senior Fellow, Mercatus Center, George Mason University; Former President, Federal Reserve Bank of Kansas City; Former Vice Chairman, FDIC
Agenda
Click the dropdown to explore our program.
View the agenda
8:45 a.m. | Registration Opens
9:30 a.m. | Conference Introduction
Michael Behnam, Dean, Loyola University Chicago Quinlan School of Business
9:45 a.m. | Panel Discussion: Bank Regulation and the Resulting Resiliency of the Financial System
Moderated by Douglas D. Evanoff, Executive Director, Kaufman Center for Financial Policy Studies, Loyola University Chicago
Richard J. Herring, Jacob Safra Professor of International Banking, University of Pennsylvania
Randall S. Kroszner, Norman R. Bobins Professor of Economics, University of Chicago; and External Member of the Financial Policy Committee, Bank of England
John Sedunov, Faculty Director, Master of Science in Finance; Professor, Finance and Real Estate, Villanova University
Alex Pollock, Senior Fellow, Mises Institute
Scott Frame, Senior Vice President, Deputy Head of Research, Bank Policy Institute
11:45 a.m. | Luncheon
12:30 p.m. | Luncheon Keynote
Thomas M. Hoenig, Distinguished Senior Fellow, The Mercatus Center at George Mason University; Former President, Federal Reserve Bank of Kansas City; and Former Vice Chairman, Federal Deposit Insurance Corporation
1:15 p.m. | The UnBanked
Moderated by Julián P. Díaz, Loyola University Chicago
Who Remains Unbanked in the United States and Why?
Paul Calem, Bank Policy Institute
Chris Henderson, Federal Reserve Bank of Philadelphia
Jenna Wang, Federal Reserve Bank of Philadelphia
Trust and Banking Status: Evidence from an Information Provision Experiment
Paola Boel, Federal Reserve Bank of Cleveland
Daniela Puzzello, Indiana University
Grant Rosenberger, Federal Reserve Bank of Cleveland
Peter Zimmerman, Federal Reserve Bank of Cleveland
Refining the Definition of the Unbanked
Elena Falcettoni, Board of Governors of the Federal Reserve System
Vegard M. Nygaard, University of Houston
2:40 p.m. | Break
2:55 p.m. | Non-Bank Financial Entities: Fintech, Cryptocurrencies, Digital Assets
Moderated by Gene Amromin, Federal Reserve Bank of Chicago
Beneath the Crypto Currents: The Hidden Effect of Crypto "Whales”
Alan Chernoff, The College of New Jersey
Julapa Jagtiani, Federal Reserve Bank of Philadelphia
Subjective Risk Perceptions and Peer Effects: Evidence from a Laboratory Experiment Using Cryptocurrency
Lamont K. Black, DePaul University
James Mourey, DePaul University
Brian Phelan, DePaul University
Did Fintech Loans Default More During the COVID-19 Pandemic? Were Fintech Firms “Cream-Skimming" the Best Borrowers?
Julapa Jagtiani, Federal Reserve Bank of Philadelphia
Catharine Lemieux, Federal Reserve Bank of Chicago (Retired)
Brandon Goldstein, Federal Reserve Bank of Philadelphia
4:15 p.m. | Adjourn
Event details
- Gain insights from top regulatory and financial experts.
- Explore the latest research on financial stability and regulatory effectiveness.
- Network with academics, policymakers, and industry professionals.
Date: Tuesday, April 15, 2025
Time: 9:15 a.m. - 4:00 p.m.
Format: In-person
Location: Lewis Towers, 111 E. Pearson St., Regents Hall (16th fl.), Chicago (entrance on Pearson Street).
While there is no fee to attend the conference, registration is required to help us with planning efforts.
Insights on Risk, Stability, and the Future of Finance
Join us for the third annual policy conference hosted by the George G. Kaufman Center for Financial Policy Studies at Loyola University Chicago. This event brings together leading researchers, policymakers, and financial industry executives to examine critical policy issues shaping the financial services sector. Discussions will explore the effectiveness of bank regulation, the evolving financial landscape, and strategies for ensuring a stable and resilient financial system.
Key themes
- The Complexity of Bank Regulation: Has increasing regulatory complexity improved financial stability?
- Industry Response to Regulation: How have banks adapted to new regulatory frameworks?
- Financial Inclusion and the Unbanked: Strategies to bring unbanked populations into mainstream banking.
- Non-Bank Financial Alternatives: The role of fintech, cryptocurrency, and payday lending.
Keynote Speaker
- Thomas M. Hoenig, Distinguished Senior Fellow, Mercatus Center, George Mason University; Former President, Federal Reserve Bank of Kansas City; Former Vice Chairman, FDIC
Agenda
Click the dropdown to explore our program.
Event details
- Gain insights from top regulatory and financial experts.
- Explore the latest research on financial stability and regulatory effectiveness.
- Network with academics, policymakers, and industry professionals.
Date: Tuesday, April 15, 2025
Time: 9:15 a.m. - 4:00 p.m.
Format: In-person
Location: Lewis Towers, 111 E. Pearson St., Regents Hall (16th fl.), Chicago (entrance on Pearson Street).
While there is no fee to attend the conference, registration is required to help us with planning efforts.