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Loyola University Chicago

Human Resources

Transit Benefit

Transit Benefit

Eligibility for participation in the transit program requires an FTE .80 or higher.

2014 IRS Transit Monthly Allowance Decrease

Effective January 1, 2014 IRS has decreased the monthly transit limit from $245.00 to $130.00. This means that your total monthly payroll deductions cannot exceed $130.00. Benefit Express and Human Resources will work behind the scenes to adjust all transit accounts that currently exceed the limit down to the max of $130.00. The IRS transit limits are subject to change at any time. We will communicate any changes to you in a timely fashion and provide guidance on how to make changes to your elections if needed.

How the Program Works

Enroll in the Transit Benefit Program via the Internet at: www.LoyolaExpress.com. Using the Internet to enroll is easy and safe. Our secure website is set up to automatically take you through easy enrollment steps with instructions on line. After you log on, the website will prompt you to enter your LOYOLA USERNAME and your LOYOLA PASSWORD. You may phone Benefit Express – Customer Service at (877) 837-5017 if you have questions or enrollment problems.

You may log on at any time to view or change your elections. To change your election(s) online, the cut-off date is the 14th of each month. Your new change will be effective with the following full month’s payroll deduction(s) taken for the subsequent month’s transit fare media.

In an effort to allow flexibility and convenience we will be transitioning ALL current transit participants CTA and Metra to the Benefit Express Benefit Debit Card. The Benefits Debit Card is a debit Master Card that gives you easy access to ALL reimbursement accounts combined into one card. 

The following are highlights about the Debit Master Card:

All transit participants have been moved to the Benefit Express Debit Master Card.  Transit participants that used the Chicago Card, Chicago Card Plus, Reduced Fare Card, Disposable Passes and Metra Vouchers will now have their payroll deductions loaded to the Benefit Express Debit Master Card to purchase or fund their transit. Participants will now use this Debit Card to fund their Ventra Cards (online or via kiosk) or purchase their Metra Passes or Link Up passes. Participants will no longer receive monthly email notifications from Human Resources about their transit and they are no longer required to come to Human Resources.

The Benefit Express Debit Master card is the same card Flexible Spending participants use for their FSA account. Employees that currently receive both transit and flexible spending will use the same card for all of their spending accounts. Those that only participate in the transit program should’ve received a Benefit Express Debit Card from Benefit Express in November. Participants that have lost, misplaced or never received their Benefit Express Debit Master Card should contact Benefit Express directly at 1-877-837-5017 to have their card replaced. Since we have the new Debit Card system in place there is no longer a need differentiate between RTA and CTA when making changes to your election amounts. Starting 2014 your payroll deductions will appear as “transit” only.                                                                                                           

The timeframe for electing, changing or stopping transit elections remain the same. It will still take 6-8 weeks for all transit adjustments to take place. All transit participants will continue to make changes to their elections online at loyolaexpress.com or contact Benefit Express directly. Benefit Express will continue to manage your transit elections however they will not purchase/replace Ventra cards, set-up/create Ventra accounts, load your payroll deductions directly to your Ventra Card or troubleshoot issues with the Ventra Card or their web portal. Employees will need to follow the instructions provided on the Ventra website to set-up their accounts so that your Ventra Card deducts your transit from your Debit Card properly. Transit deductions taken for the current month will be available for use by the 1st of the following month.

Keep track of transit updates by visiting our website http://www.luc.edu/hr/elective benefits/transit benefit/ventra/. For details about the new Ventra Program please visit their website http://www.ventrachicago.com.

Transit Questions?

Please call Benefit Express at (877) 837-5017. Customer Service Representatives are available to assist you  Monday through Friday between the hours of 7:30 a.m. and 6:00 p.m. 

Chicago Transit Authority, Metra/RTA and IRS Rates are subject to change without advance notice.


Enterprise/IGo Car Sharing Program

As a Loyola employee, receive a reduced car-sharing membership with Enterprise/IGo.  To learn more go, please visit Enterprise Car Sharing Program.


The prices for the plans are listed at the link below:


If you have any additional questions please call Gina Lettiere, Loyola Sustainability Specialist  glettie@luc.edu or Enterprise CarShare Info@enterprisecarshare.com Thank you!




Office of Human Resources
820 N. Michigan Ave., Chicago, IL 60611
312.915.6175 ยท hr-wtc@luc.edu

Notice of Non-discriminatory Policy