×

Jose Berrospide is chief of the Financial Institution Risk Evaluation section within the Division of Financial Stability at the Federal Reserve Board in Washington, D.C. In this position, he leads a team responsible for identifying and measuring systemic risks of large and systemically important financial institutions. Mr. Berrospide conducts policy analysis and research in the areas of financial stability, supervisory stress tests, and the regulation of systemically important financial institutions. 

His main research areas of interests include banking and financial institutions and empirical corporate finance.  His current research centers on the effects of bank capital and bank capital regulation on lending, the usability of bank capital buffers and credit supply shocks on SMEs during the pandemic, the transmission of shocks through multi-market banks, cross-border effects of regulations, banks' liquidity hoarding, and the real effects of corporate credit lines. His research has been published in the International Journal of Central Banking, Journal of Financial Stability, and the Journal of Money, Credit, and Banking.

Prior to joining the Federal Reserve Board, he worked as an economist at the Central Bank of Peru. He received his Ph.D. in economics from the University of Michigan in 2007.