Loyola University Chicago

Human Resources

Health, Dental, Vision

‌‌Loyola University Chicago offers a choice of health, dental and vision plans as part of a high-quality benefits package that helps you stay well and protect yourself and your family.
  • New employees have 31 days after the date of hire to enroll in the medical plan, along with other benefits options.
  • Current employees can make changes to their benefit elections during the Annual Open Enrollment Period each fall or 31 days from the date of a qualifying life event (e.g. birth of a child, loss of coverage, etc.)
Helpful links: 
‌Questions about your benefits? Talk to ALEX!

 

Loyola Advantage PPO Medical Plans
‌Loyola University Chicago provides medical coverage for employees through the Loyola Advantage PPO 1 & 2 plans. The plans do not require you to sign up with a particular hospital or physician when you enroll. Each time you need care, you can visit any doctor or hospital you choose, but you receive a higher level of benefits if you choose a home hospital or BCBSIL network provider.  For complete information on the Loyola Advantage PPO plans, please see the Benefits Booklet, located in the Resources section (upper right).
 
  • Summary of Benefits & Coverage Loyola Advantage PPO Plans
  • How can I get a new ID card? If you’ve misplaced or lost yours, you can print a temporary card or request a new one in Blue Access for Members(SM) (BAM)or call BCBSIL customer service at 866.266.3674.
    • PPO 1 Plan Group ID #: 200864 & PPO 2 Plan Group ID #: 208490
  • To find out if a particular hospital or physician is a part of the PPO network, contact BlueCross BlueShield Member Services at 866.266.3674 or http://bcbsil.com/providers.
    • You can search from this website by selecting "Plan Networks" and selecting Participating Provider Option [PPO]. You can search by state, zip code or address. If looking for a doctors at the Loyola Medical Center (Home Hospital) please search by the main hospital address or by zip code.
New Medical Plan Option - Loyola Advantage PPO Plan 2
Beginning January 1, 2018, a second PPO medical plan through Blue Cross Blue Shield will be introduced. If you select this plan, you will pay less up front—with lower monthly premiums—but please be prepared to pay a higher deductible. 
MDLIVE - Telemedicine
Board Certified doctors can visit with you either by phone or secure video to help treat any non-emergency medical conditions.
  • MDLIVE doctors can diagnose your symptoms, prescribe medication, and send prescriptions to your pharmacy of choice.
  • The virtual visit will only cost you $44. Plus, it allows you to connect with a doctor in the comfort of your home or office without needing a pre-scheduled appointment.
  • Contact MDLIVE at MDLIVE.com/LUC,  download the MDLIVE App from the App Store, Google Play or Windows Store or call 1.800.770.4622.
 
Loyola Advantage BCBS IL PPO  Contact Information
BCBSIL Customer Service: 866.266.3674
Access BCBSIL online:  Blue Access for Members(SM) (BAM)
PPO 1 Group ID #: 200864
PPO 2 Group ID #: 208490
CVS Caremark will manage your prescription benefits just like your health insurance company manages your medical benefits. Outpatient prescriptions (mail order and specialty) must be filled through CVS Caremark. Retail pharmacy prescriptions can be filled at CVS, Walgreens, Target, Walmart, and many more participating pharmacies. You will receive a separate prescription drug ID card from CVS Caremark. For complete information on Prescription Drug Coverage, please see the Benefits Booklet, located in the Resources section (upper right). 

FOR PRESCRIPTIONS YOU WILL BE FILLING ON OR AFTER JANUARY 1, 2018:
Register online at www.Caremark.com, select "register now" and you do not need your subscriber ID number to register.
  • Locate pharmacies (60,000+)
  • Check plan coverage
  • Print a temporary card or request new/additional card(s)
  • Set up access for family members.
  • Set up shipping/billing/payment info
  • Check medication costs
  • A complete list of what drugs are excluded
How can I get a new or additional ID card? You can print a temporary card or request a new one online at www.Caremark.com or call customer service at 888.202.1654.  If you do not have your card, you can use the following information to obtain a prescription: Reference RX BIN#:  004336 & GROUP#:  RX0804
 
Call and speak with CVS Caremark customer service:  888.202.1654
*SPECIAL NOTE ABOUT PRESCRIPTIONS FOR CONTRACEPTIVES: In order to obtain these prescriptions, you will need to obtain and utilize a separate RX bin # and ID #, along with a SEPARATE ID card from CVS Caremark. The RX BIN # is: 004336 and the Group # is: RX3923. Contact 1-888-924-8738 to enroll in the Contraceptives Coverage and receive your separate ID card.
Loyola University Chicago's eligible faculty and staff have their choice of two Dental plans: Delta Dental PPO and Guardian/First Commonwealth (DHMO):
  • Delta Dental PPO provides two levels of coverage as well as an option for out of network services.
    • Delta Dental PPO participants are subject to annual deductible and benefit limitations based on the service level of the primary care dentist
  • Guardian/First Commonwealth only operates in Northern Illinois/Chicagoland area and participants must choose a primary care dentist first, submit this information to Guardian and have an ID card with the dentist name in hand before services are rendered.
    • There is no annual deductible and services rendered are not subject to maximum benefit limitations
Delta Dental PPO
www.deltadentalil.com
800.323.1743
Group ID: 08450


Guardian/First Commonwealth—DHMO

www.guardiananytime.com
866.494.4542
Group ID: 00378516
Division ID: 0000 for HSD/SSOM Faculty and Staff
Division ID: 0002 for Loyola Lakeside Campuses (WTC and LSC) Faculty and Staff  
  • Please see the Benefits Booklet, located in the Resources section (upper right), for additional information.
Loyola University Chicago provides a single vision plan option, Vision Service Plan (VSP).
  • VSP provides comprehensive eye care benefits throughout the VSP network for routine services.
  • VSP Membership
  • No ID Card required or issued. Just provide your full name, date of birth and SSN to provider.
Vision Service Plan (VSP)
www.vsp.com
800.877.7195
 

BCBSIL Blue365 Vision Discounts
Employees and family members enrolled in our Blue Cross Blue Shield medical plan are eligible for vision savings under our Eye Med and Davis Vision discount programs. The Eye Med and Davis network consists of national and regional retail stores as well as local eye doctors. Eligible savings include:
  • Eye exams
  • Eye glasses
  • Contact lenses
  • Accessories
  • Laser Vision Correction 
You can learn more about these discounts by visiting blue365deals.com/bcbsil and using your BCBS ID number to register. For more information, please review the Blue365 Discounts Flyer (or the Benefits Booklet), located in the Resources section (upper right).
Loyola Advantage PPO Plan Insurance Cards
Faculty and staff newlyenrolled in the Loyola Advantage PPO plan will receive their insurance cards in the mail 2-3 week after enrollment.
  • If you need a new or additional card(s) at any time, contact Blue Cross Blue Shield IL directly at 866.266.3674 or Blue Access for Members(SM) (BAM).
  • Please provide the group number when requesting a Temp ID card or additional/replacement card.
    • PPO 1 group number: 200864 & PPO 2 group number: 208490
  • Card(s) are issued in policy holder name only, and not in dependent names.

CVS Caremark Prescription Drug Insurance Cards

  • If you need a new or additional card(s) at any time you can print a temporary card or request a new one online at www.Caremark.com or call customer service at 888.202.1654.
  • If you do not have your card, you can use the following information to obtain a prescription: Reference RX BIN#:  004336 and GROUP#:  RX0804.
  • Card(s) are issued in policy holder name only, and not in dependent names.
  • *SPECIAL NOTE ABOUT PRESCRIPTIONS FOR CONTRACEPTIVES:
    • In order to obtain these prescriptions, you will need to obtain and utilize a separate RX bin # and ID #, along with a SEPARATE ID card from CVS Caremark. The RX bin # is: 004336 and Group # is:  RX3923.
    • Contact 1-888-924-8738 to enroll in the Contraceptives Coverage and receive your separate ID card.
Dental Insurance Cards
*Guardian 1st/Commonwealth is an HMO provider and requires the selection of a Primary Care Dentist for you and your dependents before an ID card is issued and you can seek services. Please visit the Guardian Anytime site and click on the “find a provider” link at the top and search using the DHMO option. Once you have made this selection(s) contact Guardian directly and provide them the full name of the provider and the PCDID for you and each dependent.

Delta Dental PPO
www.deltadentalil.com
800.323.1743

Group ID: 08450

Guardian/First Commonwealth—DHMO
www.guardiananytime.com
866.494.4542

Group ID: 00378516

  • Division ID: 0000 for HSD/SSOM Faculty and Staff
  • Division ID: 0002 for Loyola Lakeside Campuses (WTC and LSC) Faculty and Staff 

 

 
Vision Insurance Cards
  • * Vision Service Plan (VSP) does not issue or require ID cards, please inquire with the provider (vsp.com) to find a provider.
  • * If you are enrolled in the Loyola Advantage PPO plans, routine vision exam is covered at 100% through the medical plan at BCBSIL PPO providers. Loyola Advantage PPO plan participants can receive discounted hardware/lenses at EyeMed and Davis Vision providers; fees may vary by BCBSIL providers. See http://www.blue365deals.com/BCBSIL for more details.
Vision Service Plan (VSP)
www.vsp.com
800.877.7195
Davis & EyeMed Vision
www.bcbsil.com/providers
877.393.8844
Loyola University Chicago is a Catholic institution, and has a (birth control coverage) exemption as a "religious employer" and prescriptions for contraceptives are excluded on the Loyola medical plan. However, there is a program available whereby you can obtain certain contraceptive prescriptions at no cost to you, as part of the Affordable Care Act.
 
YOU NEED TO ENROLL IN A SEPARATE PROGRAM TO GET THE BENEFIT:
  • In order to obtain contraceptive prescriptions, you will need to obtain and utilize a separate RX bin # and ID #, along with a SEPARATE ID card from CVS. The RX bin # is: 004336 and the Group # is: RX3923
  • Contact 1-888-924-8738 to enroll in the Contraceptives Coverage and receive your separate ID card.
  • For a list of covered contraceptives, please refer to the Preventative Care Contraceptive List.
Learn how to make benefit elections in Employee Self-Service: Enrollment Guide - Employee Self-Service

If you have additional questions regarding Alex, or benefits provided at Loyola, please feel free to contact the Benefits team.

Edited: 11/10/16, 12/20/16, 12/21/16, 02/24/2017, 12/8/17, 12/11/17, 1/5/18